We have experienced unprecedented success in helping our clients attain financial independence. Our success comes as a result of our commitment to excellence.
Tax Relief
Comprised of Tax Professionals with over 25 years of experience, Optima Tax Relief is a full service Tax Resolution firm that can handle almost any IRS or State Tax Issue.
Forward Tax
We put our experience to work to help low-debt clients with three or fewer years of back taxes get compliant with the IRS and on a payment plan that best suits their needs.
Debtmerica
We help Americans nationwide attain financial independence. Debtmerica utilizes debt settlement progams to work towards aggressively reducing your unsecured debt, letting you move on with your life.
Award Winning Culture
The Optima Financial Group has had one vision since inception – Lead in the tax and financial service industry, renowned for our steadfast commitment to delivering the best possible results to our clients.
Our dedication has earned us national recognition and numerous awards, including the Torch Award for Ethics from the Better Business Bureau, the Civic 50 for corporate citizenry, and multiple Inc. 5000 honors.
We’re powered by an amazing staff of over 600 professionals who passionately apply their expertise and specialized skills towards the central mission Optima was founded upon helping people improve their financial well-being.
We strive to empower upward mobility across the board for all our employees. Our team will work to provide you with the tools you need to learn and succeed! We offer the following perks:
Progressive Career Opportunities
Grow from Within Interdepartmental transfers
Tax Prep. School Become a Certified Tax Preparer
Training and Development Assistance Online Courses and On-site Support
Comprehensive Benefits Package
401K and Company Match Plan Start Saving for Your Future
Tuition Reimbursement Program Applicable for Both Online and Offline Courses
Paid Time Off Including Time Off for Volunteering Get Paid to Volunteer
Strong Corporate Culture
Community Outreach We Support Dozens of Local Organizations
Interactive Wellness Program Walking Wednesdays, Nutrition and Finance Seminars, Wellness Fair
Quarterly Company Outings Company Picnics, Quarterly Offsites, Holiday Parties
Join Our Team
At Optima, we don’t just accept difference – we celebrate it, we support it, and we thrive on it for the benefit of our employees, our products and our community. Optima is proud to be an equal opportunity workplace and is an affirmative action employer.
Giving Back
Optima strives to make a positive impact in our communities by offering paid volunteer days and generously contributing to local charity.
These terms of use are entered into by and between You and Optima Financial Group LLC (“Company”, “We”, “Us”, “Our”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern Your access to and use of Company’s website, including any content, functionality, and services offered on or through www.optimafinancialgroup.com (the “Website”), whether as a guest or registered user.
Please read the Terms of Use carefully before You start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to You, You accept and agree to be bound and abide by these Terms of Use and Our Privacy Policy, incorporated herein by reference. If You do not want to agree to these Terms of Use or the Privacy Policy, You must not access or use the Website.
By using this Website, You represent and warrant that You are of legal age to form a binding contract with the Company. If You are not of legal age to form a binding contract with the Company, You must not access or use the Website.
Changes to the Terms of Use
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately upon Us posting them, and apply to all access to and use of the Website thereafter, except any changes to the dispute resolution provisions set out in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or before the date the change is posted on the Website. You are expected to check this page periodically so that You are aware of any changes. Your continued use of the Website following the posting of revised Terms of Use means that You accept and agree to the changes.
Accessing the Website and Account Security
We reserve the right to withdraw or amend this Website, and any service or material We provide on the Website, in Our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, We may restrict access to some parts of the Website, or the entire Website, to users, including registered users.
To access the Website or some of the resources it offers, You may be asked to provide certain registration details or other information. It is a condition of Your use of the Website that all the information You provide on the Website is correct, current, and complete. You agree that all information You provide, and Your use of the Website, is governed by Our Privacy Policy [https://www.optimafinancialgroup.com/about-us/privacy/], and You consent to all actions We take with respect to Your information consistent with Our Privacy Policy.
Any user name, password, or any other piece of information You utilize as part of Our security procedures to access the Website is confidential, and You must not disclose it to any other person or entity. You also acknowledge that Your account is personal to You and agree not to provide any other person with access to this Website or portions of it using Your user name, password, or any other security information. You agree to notify Us immediately of any unauthorized access to, or use of, Your user name or password or any other breach of security. You also agree to ensure that You exit from Your account at the end of each session. You should use particular caution when accessing Your account from a public or shared computer so that others are not able to view or record Your password or other personal information.
We have the right to disable any user name, password, or other identifier at any time, in Our sole discretion for any or no reason including if, in Our opinion, You have violated any provision of these Terms of Use.
Intellectual Property Rights
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights law.
These Terms of Use permit You to use the Website for Your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publically display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows: (i) Your computer may temporarily store copies of such materials in RAM incidental to Your accessing and viewing those materials; (ii) You may store files that are automatically cached by Your Web browser for display enhancement purposes; (iii) You may print or download one copy of a reasonable number of pages of the Website for Your own personal, non-commercial use and not for further reproduction, publication, or distribution; and (iv) You may print or download copies of documents provided to You as part of the services We provide to You through Our Website or web-based portal for Your records and Your own personal, non-commercial use. You must not access or use any part of the Website or any services or materials available through the Website for any commercial purposes, including reselling and/or co-branding/private labeling.
If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, Your right to use the Website will stop immediately and You must, at Our option, return or destroy any copies of the materials You have made. With the exception of documents You provide to Us and documents We prepare for You, such as tax returns, as part of the services We provide, no right, title, or interest in or to the Website or any content on the Website is transferred to You, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.
Trademarks
The Company name and logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, products and service names, designs, and slogans on this Website are the trademarks of their respective owners.
Prohibited Uses
You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website: (i) in any way that violates any applicable federal, state, local, or international law or regulation; (ii) to transmit, or procure the sending of, any advertising or promotional material without prior written consent, including any “junk mail”, “chain letter”, “spam”, or any other similar solicitation; (iii) to impersonate or attempt to impersonate the Company, a Company employee, or another user, or any other person or entity (including, without limitation, by using email addresses or user names associated with any of the foregoing); or (iv) to engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which as determined by Us, may harm the Company or users of the Website or expose them to liability.
Additionally, You agree not to: (i) use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website; (ii) use any robot, spider, or other automatic device, process, or means to access the Website for any purpose; (iii) use any device or process to monitor or copy any of the material on the Website or for any other unauthorized purpose without Our prior written consent; (iv) introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (v) attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website; (vi) attack the Website via a denial-of-service attack or a distributed denial-of-service attack; or (vii) otherwise attempt to interfere with the proper working of the Website.
Changes to the Website
We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and We are under no obligation to update such material.
Information About You and Your Visits to the Website
All information We collect on this Website is subject to Our Privacy Policy [https://www.optimafinancialgroup.com/about-us/privacy/]. By using the Website, You consent to all actions taken by Us with respect to Your information in compliance with the Privacy Policy.
Linking to the Website
You may link to Our homepage, provided You do so in a way that is fair and legal and does not damage Our reputation or take advantage of it, but You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on Our part without Our express written consent. You agree to cooperate with Us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice at any time in Our discretion.
Links from the Website
If the Website contains links to other sites and resources provided by third parties, these links are provided for Your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from Your use of them. If You decide to access any of the third-party websites linked to this Website, You do so entirely at Your own risk and subject to the terms and conditions of use for such websites.
Geographic Restrictions
The owner of the Website is based in the United States. We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States.
Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.
YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation on Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENCORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, AND WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSED ON IT, OR ON ANY WEBSITE LINKED TO IT, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to Your violation of these Terms of Use or Your use of the Website, including, but not limited to, any use of the Website’s content, services, and products other than as expressly authorized in these Terms of Use or Your use of any information obtained from the Website.
Governing Law
All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of California without giving effect to any choice or conflict of law provision or rule.
Arbitration of Dispute
TO THE EXTENT ALLOWED BY LAW, YOU AND COMPANY EACH AGREE THAT THEY MAY ONLY BRING CLAIMS AGAINST THE OTHER IN HIS/HER OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF ON A CLASS WIDE BASIS, FURTHER, COMPANY AND YOU WAIVE ANY RIGHT TO TRAIL BY A JURY IN ANY LAWSUIT, OR OTHER SIMILAR PROCEEDING.
(a) IN THE EVENT OF ANY CONTROVERSY, CLAIM OR DISPUTE BETWEEN THE PARTIES ARISING OUT OF RELATING TO THESE TERMS OF USE, THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE DETERMINATION OF THE SCOPE OR APPLICABLITY OF THIS AGREEMENT TO ARBITRATE, OR THE WEBSITE AND ANY CONTROVERSY, CLAIM OR DISPUTE ARISING PRIOR TO THIS AGREEMENT OR AFTER ANY TERMINATION OF USE OF THE WEBSITE ARISING OUT OF OR IN ANYWAY RELATED TO PHONE CALLS OR OTHER ATTEMPTED CONTACT, SHALL BE SOLELY DETERMINED BY BINDING ARBITRATION IN ORANGE COUNTY, CALIFORNIA, OR IN THE COUNTY IN WHICH YOU RESIDE, IN ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA FOR AGREEMENTS TO BE MADE AND TO BE PERFORMED IN CALIFORNIA, OR UNDER THE LAWS OF THE SATE IN WHICH THE CLIENT RESIDES FOR ANY OTHER AGREEMENTS.
(b) ANY CLAIMANT UNDER THIS ARBITRATION AGREEMENT MUST FIRST SUBMIT TO THE OTHER PARTY A WRITTEN NOTICE OF THE CLAIMANT’S CLAIM AGAINST OR DISPUTE WITH THE OTHER PARTY, SUCH NOTICE MUST INCLUDE ANY EXPLANATION OF THE CLAIM AND A STATEMENT OF THE CLAIMANT’S REQUEST FOR RESOLUTION. THE PARTY RECEIVING THE CLAIM OR DISPUTE SHALL THEN BE ENTITLED TO A PERIOD OF SIXTY (60) DAYS TO CURE SUCH CLAIM OR DISPUTE. IF THE PARTIES ARE UNABLE TO RESOLVE THE CLAIM OR DISPUTE WITHIN SUCH 60-DAY PERIOD, THEN THE CLAIM OR DISPUTE SHALL BE SOLELY RESOLVED, ON AN INDIVIDUAL, NON-CLASS, BASIS BY BINDING ARBITRATION BEFORE A SINGLE ARBITRATOR. PRIOR TO THE CLAIMANT COMMENCING ARBITRATION, THE PARTIES SHALL MUTUALLY AGREE UPON THE ARBITRAL INSTITUTION THAT WILL ADMINISTER THE ARBITRATION. IN THE EVENT THAT NO ARBITRAL INSTITUTION CAN BE AGREED UPON THEN THE PARTIES AGREE TO USE JAMS. THE ARBITRATION SHALL BE ADMINISTERED PURSUANT TO THE MUTUALLY AGREED ARBITRAL INSTITUTION’S RULE AND PROCEDURES AND A SINGLE ARBITRATOR WILL BE SELECTED THEREFROM.
(c) THE ARBITRATOR SHALL BE NEUTRAL AND INDEPENDENT, LICENSED TO PRACTICE LAW IN THE JURISDICTION WHERE THE ARBITRATION IS TAKING PLACE AND SHALL COMPLY WITH THE ARBITRAL INSTITUTION’S CODE OF ETHICS AND HAVE EXPERIENCE IN THE SUBJECT MATTER OF THE DISPUTE, THE ARBITRATOR SHALL HAVE THE AUTHORITY TO GRANT ANY REMEDY OR RELIEF THAT THE ARBITRATOR DEEMS JUST AND EQUITABLE WITHIN THE SCOPE OF THE AGREEMENT OF THE PARTIES PROVIDED IT IS INDIVIDUAL IN NATURE. THE ARBITRATOR SHALL ISSUE A REASONED AWARD FOLLOWING THE APPLICABLE LAW AND SUCH AWARD SHALL BE FINAL AND SHALL NOT BE SUBJECT TO VACATION OR MODIFICATION. THE AWARD AND THE RECORD IN ARBITRATION SHALL BE CONFIDENTIAL, EXCEPT THAT - JUDGMENT ON THE AWARD MADE BY THE ARBITRATOR MAY BE ENTERED IN ANY COURT HAVING JURISDICTION OVER THE PARTIES. IF EITHER PARTY FAILS TO COMPLY WITH THE ARBITRATOR’S AWARD, THE OTHER PARTY MAY PETITION THE COURT FOR ENFORCEMENT. THE PARTIES AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OF MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDINGS. TO THE EXTENT PERMITTED BY LAW, THE PARTIES SHALL BEAR THE COST OF ARBITRATION INCLUDING, ATTORNEY’S FEES, SEPARATELY. IF THE ARBITRATOR DETERMINES THAT A PARTY HAS GENERALLY PREVAILED IN THE ARBITRATION PRECEDING, THEN THE ARBITRATOR SHALL AWARD TO THAT PARTY ITS REASONABLE ATTORNEY’S FEES AND LEGAL COSTS. IN THE EVENT A PARTY FAILS TO PROCEED WITH ARBITRATION OR UNSUCCESSFULLY CHALLENGES THE ARBITRATOR’S AWARD, THE OTHER PARTY IS ENTITLED TO COSTS OF SUIT, INCLUDING REASONABLE ATTORNEY’S FEE FOR HAVING TO COMPEL ARBITRATION OR DEFEND OR ENFORCE THE AWARD. THIS SECTION AND THE REQUIREMENT TO ARBITRATE SHALL SURVIVE ANY TERMINATION OF USE OF THE WEBSITE.
(d) SHOULD ANY PROVISION OF THIS ARBITRATION AGREEMENT – EXCEPTING THE REQUIREMENT THAT ARBITRATION PROCEED ON AN INDIVIDUAL BASIS ONLY – BE DEEMED UNENFORCEABLE, IT SHALL BE DEEMED SEVERABLE AND THE REAMINED OF THE ARBITRATION AGREEMENT SHALL BE ENFORCED.
Limitation on Time to File Claims
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION OCCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
Waiver and Severability
No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term of condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
Entire Agreement
The Terms of Use and Our Privacy Policy constitute the sole and entire agreement between You and Company regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.
Applicant and Employee Privacy Policy (“Privacy Policy”)
Updated: 01/03/2020
This Privacy Policy is intended to inform you of our policies and practices regarding our collection, use, and disclosure of the information you submit to us and that we collect from you with respect to the www.optimafinancial group.com website (the “Website”); your employment with Optima Financial Group, LLC and any of its affiliates or subsidiaries (collectively “OFG” or “Us”); and/or your application for employment with Us. This Privacy Policy governs information you provide through the Website as well as other channels in the context of the employment relationship, including the application and pre-hiring process.
Information We Collect And How We Use It
You may provide personal information (for example, your name, address, e-mail address, telephone number, work history, or education information) during the application and pre-employment process either on this Website, one of our service provider’s websites, or to Us direct via phone or in-person. We may also collect personal information such as your browsing history and call recordings as part of your employment with Us. All categories of information we collect with respect to this Privacy Policy are used for the purpose of employment, such as obtaining and assessing job candidates and providing services including compensation and benefits to employees.
Personal Information You Provide
Identifiers: We collect identifiers, such as name, postal address, email address, social security number, driver’s license number, passport number, or other similar identifiers from you as part of the application or employment process. We use this information for assessing job candidates and facilitating the employment relationship, including providing compensation, required tax documentation, and benefits. We may disclose this information to third parties who provide various services for Us, such as conducting background or credit checks or administering payroll and/or benefits.
Characteristics of Protected Classifications under California or Federal Law: We may collect information such as race, religion, sexual orientation, gender identify, gender expression, and age from you in order to fulfill and monitor our obligations with respect to state and federal law. We may disclose this information to third party service providers who assist us with this function.
Internet or Other Electronic Network Activity Information: We may collect information about you regarding your interaction with the Website. In addition, We may collect information from employees such as browsing history, search history, and other information regarding our employees’ interaction with websites. We use this internet or other electronic network activity information for our internal purposes. These purposes include administration of the Website, data analytics, and compliance with our legal obligations, policies, and procedures.
Audio, Electronic, Video, or Similar Information: We may collect audio or video information from you in the form of call and video/surveillance recordings. We use this information for security purposes, to ensure compliance with legal standards and our policies and procedures, and as necessary in response to complaints or other legal or regulatory action.
Professional or Employment-Related Information: We collect information from you regarding any previous employment or unemployment and other professional information, such as professional licenses you have obtained. We may use this information for accessing job candidates. We also collect professional or employment related information from employees, such as performance statistics and information regarding disciplinary actions, which we use to assess employee performance. We may disclose this information to third parties service providers who assist Us with the job applicant screening and pre-employment process.
Education Information: We collect education information from you, such as information regarding degrees you have obtained and schools you have attended. We use this information for accessing job candidates. We may disclose this information to third parties service providers who assist Us with the job applicant screening and pre-employment process.
Email: We may send emails to site visitors and users; job applicants; and current or former employees. We may utilize emails to provide various notifications related to matters such as application and interview status; background and credit checks; adverse actions and rejections; employee benefits and policies and procedures.
Postal Mail: We may also send you communications via postal mail, such as yearly tax information and relevant notices related to your employment, benefits, or termination.
Telephone: We may also contact you by phone where you provide your phone number in connection with phone interviews, scheduling, job offers, information regarding benefits, inquires regarding a leave of absence, and/or other matters related to your employment with Us.
Personal Information We Obtain From Service Providers
We utilize various services providers to assist Us with recruiting and screening job applicants and facilitating the employment relationship, including administering the various benefits that We offer to employees. We may obtain information from third party service providers, such as background check, insurance, and financial service providers.
Cookie Policy – Personal Information We Collect By Automated Means
We collect certain information by automated means when you visit the Website, such as how many users visit the Website and other related analytics. We collect this information to learn how to improve the Website and how to best tailor it to our visitors. When you visit the Website, we may automatically collect some information about your visit using cookies, log analytics software, and other aggregate tracking technologies.
Cookies are small text files placed on your computer, phone, or other device when you visit websites and are used to record information about your activity, including the pages you view, the content you provide, and your settings and preferences so that you don’t have to re-enter the information each time you visit the website. We may also use other data collecting technologies on our site and in our emails with functionality similar to cookies, such as web beacons. A web beacon is similar in function to a cookie, but it is stored on the web page rather than on a user’s computer or other device. We do not tie the information gathered by web beacons to any personally identifiable information. In addition, we use web analytics services such as Google Analytics. These web analytics service providers use information such as your IP address, browser information, and the content you view on our behalf for the purpose of evaluating the number of users on the Website, the location of the users, the most frequently used parts of the Website, the most commonly used browsers, and the interests of the users. All of these tracking technologies and web analytics help us provide you with customized content, fast navigation through the Website, and allow us to learn about your visit and your use of the Website to track and improve its functionality.
You can manage or disable cookies at any time by adjusting your browser setting. For instructions on how to change your cookie preferences, refer to the settings menu of your browser. Please note that if you choose to disable cookies, the Website may not function properly and certain services may not be available.
Response to Do Not Track Signals
We currently do not respond to Do Not Track signals.
Information We Share With Others
Consent: We may share information you submit to us with your consent or at your direction.
Service Providers: We may share your information with service providers we have retained to perform services on our behalf, for example, to facilitate the pre-employment process, such as applications or background checks, or to process payroll or provide benefits.
Compliance with law: We may disclose information about you (i) if we are required to do so by law, (ii) in response to a request from law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity.
Acquisition: In the event OFG, or substantially all of its assets, are acquired, or in the unlikely event that OFG goes out of business or enters bankruptcy, website user, applicant, and current and former employee information, including personal information, may be transferred or otherwise acquired by a third party. You agree that the acquirer of this information under these circumstances may continue to use your personal information as set forth in this Privacy Policy.
How We Protect Personal Information
We maintain administrative, technical, and physical safeguards designed to protect against unauthorized disclosure, access to, or loss of the personal information we collect, whether the information is collected from you, a third party service provider, or the Website. We do not guarantee that our safeguards will always work.
Children’s Information
The Website and OFG’s job positions are not directed at children, and we will not knowingly accept, request, or collect personal information from an individual under the age of 18. If we learn that we have collected personal information from an individual under the age of 18 through the Website, we will delete this information from our databases in accordance with our deletion procedures. Should you suspect that a child of whom you are the parent or legal guardian has provided us with personal information, please contact us at privacy@optimafinacialgroup.com and OFG will work with you to address the issue. By law, OFG must keep certain information with respect to its applicants and current and former employees. Thus, OFG may not be able to delete certain information provided by an individual under the age of 18 if the information was provided or obtained in the context of application or employment with OFG.
Your California Privacy Rights
California consumers are entitled to request information relating to whether a business has disclosed personal information to any third parties for the third parties’ direct marketing purposes. OFG does not sell or share your personal information with third party companies for their direct marketing purposes without your consent.
Changes to Policy
From time to time, we may change this Privacy Policy. We will provide notice of any material changes to the Privacy Policy via email or on the Website, company intranet, or employee portal. Your use of the Website or continued employment following any such change constitutes your agreement to follow and be bound by the Privacy Policy, as amended.
Your Choices
If you would like to update your contact information or if you have comments or questions about the administration of the Website or this Policy, please contact us by emailing us at privacy@optimafinacialgroup.com or writing us at:
Optima Financial Group, LLC
Attention: Human Resources
3100 S Harbor Blvd, Ste 250
Santa Ana, CA 92704
(800) 536-0734
